What you
should know

Does not require hospitalization. You may receive ambulatory treatment at a clinic or medical office and return home the same day.

A detailed invoice for medical services received.

The percentage applied to the total expenses covered that you are responsible for after paying the deductible.
 

Small fixed amount of money you cover during each visit to the doctor.

The amount of money we cover for a specific service or medical treatment.

The amount of money you must cover each policy year before we start paying any expenses.

A specific circumstance or medical condition that is not covered by your policy.

Admittance to a hospital, clinic or medical facility for more than 23 hours to receive medical or surgical treatment.

A specific incident covered by the insurance policy that we must reimburse totally or partially according to the contract.

The maximum amount we pay in total for all the benefits per insured, per policy year.

A decision made by the company to determine if a medical service, treatment, prescribed medication, or durable medical equipment is medically necessary.

An illness, ailment, or healthcare condition diagnosed prior to the effective date of coverage, which can be determined by a medical diagnosis or through medical records.

The amount of money you pay for your medical insurance. Usually, it may be paid quarterly, semi-annually, or annually.

We pay you for any amount you may have paid a healthcare provider for covered services or treatment received. Click here for additonal information.

Provides access to independent international medical experts that perform a comprehensive review of the case and make diagnostic or therapeutic recommendations if necessary.

Conoce más

Some benefits are subject to a waiting period, which is the time you have to wait after the effective date of coverage for benefits to be paid.